Wednesday, April 2, 2008

Budgetting Woes



We have finally decided to become responsible adults and start a budget. We chose to read Dave Ramsey's "Total Money Makeover", as most of the Seeley family has done also. It is an awesome program, but just like anything that's good for you, it's hard to do. Dave is very straight forward about not getting yourself into debt and not borrowing money for anything. It was a very harsh reality. We did our first budget last month and it was difficult. We always imagined that when we finished school we would finally be able to buy everything we had always wanted... Hah! It definitely doesn't work that way. We both read his book and decided that we wanted to be debt free, so here we are, both having to come to the realization that living on a budget is just no fun. But the ultimate goal is well worth it. We actually sold my car to put money towards debt. I know, it was a hard thing to do, but getting rid of debt feels so good. It was worth it. So now we are shopping for an inexpensive car for Jon to drive back and forth to work and I will inherit his car. It feels really good to know exactly what we spend our money on. No more wondering where all the money went. Dallin doesn't like it at all. No more random trips to Target or Walmart. He loves to shop, but I think he will appreciate it when he is older.

4 comments:

Melanie said...

YEAH!!! You have a blog! Congrats and welcome to the blogging world. We will add you on our page. Great layout! you are so trendy! Good luck keeping a budget - it must be fun to have a budget where you actually have money to put into each of the categories you want!

Melanie said...

Great post! This is Bryce. My masters degree was in personal/family finance so your words are what I preach. It's great to hear you are on board with budgeting and getting your life in order. Good luck!!

Amy said...

Awesome guys! Glad you guys finally joinecd the rest of us! Dave Ramsey is awesome, good for you!

Zach and Nikki said...

So fun to see you guys in the blog world. We started our own budget this year and we have to agree, budgeting is hard! It makes us a whole lot more conscious of where our money goes and we realize just how much all those little trips to Wal-Mart did add up. We look forward to seeing more of you all in the blog world!